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Deciding to Buy

Deciding to Buy


Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully

Why Do You Want To Buy?

Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute?

Having a clear sense of your reasons for buying will help you choose the right property. If more than one reason applies, then it’s even more important to understand what you what — this will give you a better idea of what you should prioritize and what’s a “nice-to-have” in your journey toward homeownership.

Has Your Income Grown?

Property ownership is an excellent investment, whether you are looking for your dream home, a rental property, or to expand your investment portfolio. Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.

Depending on whether you’re looking for a place to live or a safe investment for a recent raise, bonus or income increase resulting from a new job, you’ll need to consider different factors in your real estate search. Working with a professional who’s managed numerous transactions can help you figure out what your needs are and what your income will allow — from loan qualification to understanding your homeowners’ insurance options to finding a home to negotiating the price.

If you think it might be a good time in your life to buy a home, find an expert you trust to answer some of your questions.

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